Charles Casanova

Welcome to the Charles Casanova State Farm Agency!

📞 Our team is available by phone or virtual Monday–Friday, 9:00 AM–5:00 PM.

February in International Falls: Mid-Winter Coverage Reality Check ❄️

February is when winter is at its most demanding—slick roads, sub-zero temps, snow load, and freeze/thaw cycles. This is a great month for a quick coverage check so you’re not guessing if something happens.

February Checklist (Quick Wins)

🚗 Auto Insurance — Winter Driving & Deductibles: Confirm deductibles, towing/roadside options, rental coverage, and what to do after a winter accident.

🏡 Home Insurance — Freeze, Ice & Water Risk: Review dwelling and personal property limits, and make sure you’re ready for frozen pipes, ice dams, wind, and water issues.

❤️ Life Insurance — Beneficiaries & Protection Amounts: Update beneficiaries and review coverage if you’ve had income, job, or family changes.

🛷 Snowmobile/ATV/RV — Winter Adventures: If you ride or travel, verify protection matches your current equipment and usage.

🛡️ Umbrella Liability: Consider added liability protection if assets, drivers, or activities have changed.

💼 Small Business Check-In: For local shops, contractors, and service businesses—confirm property, liability, and workers’ comp align with equipment, payroll, and operations.

Tip: Bring a short list of changes from the last year (new vehicle, move, remodel, new household members, new toys/rec vehicles) and any plans for the next few months. A focused 15–20 minute review often helps uncover simple, practical updates.

How to Schedule

Call or click to set up a quick review—phone or virtual—whatever is easiest. If you prefer to meet in person, we can coordinate an in-office appointment on select days.

I am your State Farm Insurance agent for the International Falls, Minnesota area. Since 1982, we have been dedicated to serving individuals and families in International Falls and surrounding communities, including Kabetogama, Ray, Ranier, Littlefork, and Big Falls. With over four decades of experience, I take pride in providing exceptional service and personalized coverage options.

We’re a quick call/text away from your Personalized Price Plan. We offer Snowmobile, RV, and ATV Insurance to help protect your adventures. You can also count on us for Auto Insurance and Home Insurance, plus Life Insurance to help you plan for your loved ones’ future. We also provide State Farm’s Renters, Condo, and Business Insurance options for well-rounded protection.

Beyond insurance, I enjoy hiking, fishing, cooking, skiing, snowboarding, and horseback riding. I am a graduate of the University of Minnesota with a degree in Economics and have spent decades helping the International Falls community with their insurance needs. I have been married to my wife, Mary, for several years, and she is a children’s author. We have two children, Kate and Eric, who were born and raised in International Falls. Family is at the heart of all I do, and I strive to help protect yours just like I do my own.

Ready to get started? Call or click for a quote or coverage review.

FAQs

How do I start a quote or review? Call our office or start online and we’ll guide you through the next steps. A brief conversation helps us understand your situation and outline options—no obligation.

What should I bring to a February review? Any policy info you have, VINs, home updates, a list of life changes, and questions you want answered.

Can I combine multiple policies with one office? We can discuss options to simplify service. Eligibility and available options vary—we’ll explain what applies to you.